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People who have found themselves in debt usually fantasize about a day when it will all be wiped away.

And for one lucky man in Kentucky, that after he won a scratch-off lottery ticket in Louisville.

Charles Stallard purchased a $5 scratch-off ticket in February at Price Less Foods in Louisville, which advertised $150,000 as the winning prize for the ticket.

Stallard first scratched off a 50x multiplier and then to his shock, a $3,000 monetary amount.

“I actually started crying. I couldn’t believe it,” he told the . “For the first time in my life, I’m not in debt. I get to pay my house off.”

Stallard collected his prize and took home $108,000, which he said he also plans to use to fix his boat that’s been broken down for over a year.

“Once I get everything paid, I’m fishing the rest of the year,” he said.

The Price Less Foods where he purchased the ticket won a $1,500 payout for selling the ticket.

Stallard’s winnings follow another big win in Kentucky in December when a group of 14 employees won $50,000 on scratch-off tickets that their boss had gifted them at an office holiday party.

“I’m going to use it for my mom’s medicine,” one employee named Winnie Beckman , explaining that her mother had recently been diagnosed with stage 4 cancer. “This will help a lot. And I will never forget this.”

The Kentucky Lottery has $6.8 billion for causes in the state since 1989 and $4.8 billion of those proceeds have gone towards education and scholarship programs, per the lottery website.