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When it comes to saving money, the messaging is always “be responsible.” But putting back extra cash for a car, a home, or even an emergency fund can be difficult. Why? Saving money isn’t always exciting. There aren’t any real short-term rewards, and—let’s face it—it can feel hard to keep from spending when that extra cash rolls in. But what if dealing with money was actually fun? What if you had the chance to win big just by saving? You can do just that with .

and full-featured banking service on a mission to help you save money and become financially secure. It just happens to feel more like playing a game. It’s easy. Use just like a regular bank account. It’s FDIC-insured, so you can rest assured your money is protected. Most importantly, it’s geared toward helping you put back as much money as possible while simultaneously helping you grow your savings.

Here’s how it works. Open your and start saving. With every $25 deposited, you snag an additional weekly ticket into drawings with prizes ranging from 10 cents to $10 million every week. So, for example, imagine you keep $5,000 in your . You’ll get 200 weekly tickets, which equates to 800 monthly entries into . The more money you save, the more tickets you’ll get, and of course that means the better your chances of winning the jackpot. That means you could walk away with cash, a Tesla, or even millions of dollars.

And if weekly prize drawings aren’t incentive enough, of 0.20 percent. So even if you don’t win a prize, you’ll still see your money grow. You don’t need to spend any money on your tickets, so there’s no way to lose money.

But the is the real game-changer, thanks to its Lucky Swipes feature. Forget 1% or 2% cash back. With Lucky Swipes, you get a 1 in 200 chance of getting your next purchase paid for by Yotta (not a percentage!) free of charge. Raise your odds with referrals and by dining out. Or use your card at a partner Lucky Deal merchant and get even better odds: up to 1 in 5. Your next purchase could be free, whether it’s dinner with friends or your car payment.

Plus, every time you use your , you earn 10 percent of your transaction amount in tickets for a cash prize drawing the following week. Not only could you win up to $10 million just for making everyday debit purchases, but you essentially receive 10 percent back on the goods and services you’re already buying on a regular basis.

And payday can come up to two days earlier if you use your as your direct deposit destination as well as 1 in 150 Lucky Swipes odds when direct deposit is enabled. Every payday, you’ll also get 5 percent additional bonus tickets.