Don’t Open an Email If You See These Warning Signs — Because It Could Drain Your Bank Account, New Research Reveals

That careless click could cost you a lot of money.

By Amanda Breen | edited by Jessica Thomas | Dec 23, 2024
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Nearly half of respondents to a new global survey say they’ve fallen victim to a cyberattack or scam, according to a report commissioned by cybersecurity company , per .

Phishing, where a cybercriminal sends a deceptive message to trick someone into divulging sensitive information, such as bank account details or allowing access to their technology, is on the rise — up over 60% from 2021 to 2022, CNBC .

Chances are, you’ve seen a phishing email in your inbox. But recognizing when it was sent by a bad actor can stop you from being their next victim.

Related: AI Cloning Hoax Can Copy Your Voice in 3 Seconds—and It’s Emptying Bank Accounts. Here’s How to Protect Yourself.

A recent study from email validation and deliverability platform analyzed email datasets for spam detection to determine the most dangerous and recurring words in scam emails.

The research calculated weighted scores based on the appearance frequency of the word, click-through rate (CTR) and infection/damage rate.

Perhaps not surprisingly, “money” comes in first among the most dangerous words, with an 83.56% infection/damage rate and the second-highest appearance and CTR.

Related: Why AI is Your New Best Friend… and Worst Enemy in the Battle Against Phishing Scams

Income” has the highest CTR at 4.68% despite a moderate appearance frequency (267).

“Investment,” “credit,” “billion” and “free” rounded out the top five most dangerous words, with the latter surfacing most frequently (2,266 times) and receiving the lowest CTR (.56%).

Check out ZeroBounce’s full list of findings below:

Word

Appearance Frequency

CTR

Infection Rate (%)

Weighted Score

money

1143

4.56%

83.56

81.68

investment

226

4.59%

89.64

72.43

credit

726

4.22%

50.52

59.23

billion

107

3.97%

71.93

58.97

free

2266

0.56%

54.78

58

loan

176

4.31%

61.11

57.23

debt

194

3.73%

60.61

53.52

cash

321

3.93%

52.66

52.96

cost

359

4.21%

43.33

51.07

income

267

4.68%

32.26

47.93

Nearly half of respondents to a new global survey say they’ve fallen victim to a cyberattack or scam, according to a report commissioned by cybersecurity company , per .

Phishing, where a cybercriminal sends a deceptive message to trick someone into divulging sensitive information, such as bank account details or allowing access to their technology, is on the rise — up over 60% from 2021 to 2022, CNBC .

Chances are, you’ve seen a phishing email in your inbox. But recognizing when it was sent by a bad actor can stop you from being their next victim.

Amanda Breen • Senior Features Writer

Âé¶¹Éç Staff
Amanda Breen is a senior features writer at Âé¶¹Éç.com. She is a graduate of Barnard... Read more
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